ALTERNATIVE INCOME DOCUMENTATION
HomeXpress Mortgage specializes in understanding the needs of borrowers who are self-employed such as contract workers, gig workers, and many other types of business owners.
Our niche is utilizing bank statements to document income, also known as “Alternative Income Documentation”. Typically, lenders qualify self-employed applicants by using their tax returns. At HomeXpress Mortgage we accept business or personal tax returns, but we also accept 3-, 12- or 24-month business or personal bank statements to document income. In addition, we also accept other forms of alternative income documentation like 1099s and other assets.