Foreign National Mortgage
Invest in a U.S. property from abroad
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Foreign National Mortgage
Our Foreign National Loan program provides non-U.S. citizens with a seamless financing option for investment properties. This program is designed specifically for borrowers who do not reside or work in the United States.
- Loan amounts up to $2.5 Million
- Cash out refinance up to $2 Million
- No social security or green card is required
- Investment properties only
- Non-Warrantable Condo and Condotel properties are eligible
- Qualify with rental income from subject property
- Maximum 75% loan to value (LTV)
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10/10 would recommend Sarah Walker and HomeXpress mortgage to family and friends. Being mine and my fiancés first time purchasing a home Sarah was extremely patient and knowledgeable with us as we had many questions with terms we were unfamiliar with. She found the right loan and rate that fit our specific need.
– Mathew M.
Home loans tailored for foreign national investors
- Purchase and cash out refinance allowed
- No social security or green card is required
- Non-Warrantable Condo and Condotel properties are eligible
- Must provide equivalent documentation from the country of origin to qualify.
- Maximum 75% loan to value (LTV)
- 30-year fixed-rate and Interest only rmortgages available
Foreign National Mortgage FAQs
Xpress Direct Foreign National Mortgage Solutions
Our Foreign National Loan program offers non-U.S. citizens a seamless financing solution for investment properties. Tailored specifically for borrowers who neither reside nor work in the United States, this program ensures a smooth and efficient process for securing your investment.
A Foreign National Home Loan is a type of mortgage designed for non-U.S. citizens who are living outside the United States but wish to purchase property within the United States. These loans offer an alternative to traditional mortgage options and are not subject to the same regulations as loans for U.S.-based borrowers
Foreign National Home Loans are available to non-U.S. citizens who want to buy property in the United States. The specific qualification criteria can vary, but generally, they are designed for those living outside the U.S. but looking to invest in U.S. real estate.
- Purchase Property in the U.S.: Enables non-U.S. citizens to buy a home in the United States.
- Obtain a Mortgage: Allows you to secure a mortgage loan for your U.S. property.
- Low Interest Rates: Often offers low interest rates comparable to those available to U.S. citizens, which may be lower than rates in the borrower's home country.
- Flexibility: These loans are not bound by the same regulations as traditional U.S. mortgages, offering more flexibility in terms of qualification and terms.