HomeXpress Mortgage
Welcome to HomeXpress Direct
Simplifying The Mortgage Process
HomeXpress Mortgage Options
Mortgage programs designed for any scenario
Bank Statement Mortgage
Ideal for self-employed borrowers, this option allows you to qualify based on your bank deposits instead of tax returns.
DSCR Mortgage
Qualify for a mortgage based on the cash flow from your rental investment property, perfect for short-term and long-term rental investments
AssetXpress Mortgage
The AssetXpress program allows semi-liquid or liquid assets, including cash, stocks, and bonds, to qualify for home financing.
1099 Mortgage
Whether you're a self-employed professional or a freelancer, our 1099 Mortgage program recognizes non-traditional income.
Conventional Agency Mortgage
These mortgages comply with Fannie Mae and Freddie Mac guidelines, ensuring a high standard of quality and reliability.
FHA & VA Mortgage
FHA mortgages provide a more accessible route to homeownership, with lower credit score requirements and down payments.
Foreign National Mortgage
Our Foreign National Loan program provides non-U.S. citizens with a seamless financing option for investment properties.
Mortgage Refinance Options
Secure a lower in rate, or access your home equity for additional expenses. We can help you understand your options.
Empowered to get things done
Application Kickoff
Efficiency starts here. Our application process is designed for speed and ease.
Xpress Qualification
Complex documents? No problem. Let us qualify you for the mortgage that suits you best.
Precision Processing
Our efficient processes and expert team ensure every step is handled with precision & care
Seamless Funding
Homeowners and investors can rely on our detailed process to ensure funds are available right on time
Our Clients Say
HomeXpress is my go to lender for all Non-QM loans. If you want lender that understands their products and can close quickly.. Their DSCR and BANK STATEMENT programs are the easiest in the industry.
As a seasoned mortgage professional with 25 years of experience and a top 50 ranking in the USA by Scotsman’s Guide, my go-to choice for Non-QM lending is unequivocally Home Express Mortgage. Their unmatched proficiency often makes them my sole option; if they can’t facilitate a deal, it’s likely not worth pursuing.
I wanted to take a moment to express my appreciation for the remarkable customer service we’ve received from Sara Walker. Sara’s dedication and commitment to providing exceptional customer service have truly stood out. Her attention to detail, professionalism, and willingness to go the extra mile to ensure customer satisfaction are commendable.
Kickstart your process today
Provide us with your basic details, and we will help you choose the right option.