HomeXpress Mortgages
The HomeXpress Mortgage Commitment
Our business revolves around Speed, Ease, and Convenience with superior customer service.
HomeXpress Mortgage Options
Mortgage programs designed for any scenario
Bank Statement Mortgage
Ideal for self-employed borrowers, this option allows you to qualify based on your bank deposits instead of tax returns.
DSCR Mortgage
Qualify for a mortgage based on the cash flow from your rental investment property, perfect for short-term and long-term rental investments
AssetXpress Mortgage
The AssetXpress program allows semi-liquid or liquid assets, including cash, stocks, and bonds, to qualify for home financing.
1099 Mortgage
Whether you're a self-employed professional or a freelancer, our 1099 Mortgage program recognizes non-traditional income.
Conventional Agency Mortgage
These mortgages comply with Fannie Mae and Freddie Mac guidelines, ensuring a high standard of quality and reliability.
FHA & VA Mortgage
FHA mortgages provide a more accessible route to homeownership, with lower credit score requirements and down payments.
Foreign National Mortgage
Our Foreign National Loan program provides non-U.S. citizens with a seamless financing option for investment properties.
Mortgage Refinance Options
Secure a lower in rate, or access your home equity for additional expenses. We can help you understand your options.
HomeXpress Direct Essential Home Loan Options
Our Non-QM mortgage programs are built to smooth the process of funding these loans with Speed, Ease, and Convenience. Partner with HomeXpress Direct and experience how our clients close their loans with confidence.
- Purchase Loan amounts up to $3 Million
- Cash out refinance up to $3 Million
- Self-employed mortgage options
- Business purpose investor DSCR options
- Minimum 640 FICO credit score to qualify
- Maximum 90% loan to value (LTV)
- White glove direct lending service
Download Program PDF
Xpress Free Quote
I can’t say enough great things about the team at HomeXpress. I’ve had some complex files and they know how to get them done! Its really a team effort with this company.
– Matt M.
Mortgage One-Stop Shop
At HomeXpress Direct, our role as direct lenders means we are committed to your success. Our dedicated experts take a proactive, invested approach to guide you through each step.
- Conventional and Non-QM mortgage programs
- Business purpose loans to expand your real estate portfolio
- No Tax Returns Necessary
- Up to 90% СLTV purchase / Up to 80% СLTV cash-out
- Max cash-in-hand $1 million, no limit for CLTV <55%
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