Asset Based Mortgage
Real Estate With Real Assets: Asset Based Mortgage Solutions
Cash, stocks, bonds, and other cash equivalents can bring you one step closer to your ideal property. Plus, diversifying your financial portfolio with real estate investments is always a smart move.
Portfolios to Properties: Your Assets, Your Mortgage Solution
Tailored for individuals with hard-to-quantify income, including self-employed professionals, entrepreneurs, retirees, and those relying on investments. By using your liquid assets like cash, stocks, and bonds, this program provides a streamlined way to qualify for a mortgage without the need for traditional income verification through tax returns.
- Loan amounts up to $3 Million
- Cash out refinance up to $3 Million
- Qualify using cash, stocks, bonds or other liquid assets
- No W-2's, pay stubs, or tax returns required
- Free documentation review
- Minimum 640 FICO credit score to qualify
- Maximum 90% loan to value (LTV)
Download Program PDF
Xpress Free Quote
They were super patient and honest since the beginning of our journey trying to find a loan. Never pressured us into making a decision, super professional. The complete loan process was very quick and smooth. They guided us along each of the steps in order to make a dream come true!
– Mathew M.
Turn Liquid Assets into Home Qualification
- Free Income Calculation Provided
- Liquid and semi-liquid assets are eligible
- Expert portfolio interpretation for a seamless approval
- No Tax Returns, W-2's, or Pay Stubs Necessary
- Up to 90% СLTV purchase / Up to 85% СLTV cash-out
- Max cash-in-hand $1 million, no limit for CLTV <55%
Asset Based Mortgage FAQs
Asset Based Mortgage Solutions
Turn Liquid Assets into Home Qualification – Cash, Stocks, Bonds, and Beyond. Diversify your financial strategy and secure your dream property with real estate investments
An Asset Based Mortgage is a specialized lending solution designed for individuals who want to use their liquid and semi-liquid assets as a basis for mortgage qualification.
Proof of assets
- Bank Statement – Savings Account
- Retirement Funds
- 401k
- Bonds and Stock Portfolios
Eligible assets are then divided by 84 months to determine a monthly income stream.
Mortgage rates are influenced by a range of elements: income evaluation method, down payment/equity status, credit score, loan term, income, and debt.