Mortgage Refinance
Consider your home refinance goals
If you’re considering refinancing your current mortgage, we can help you understand your options.
Reduce your monthly payments or take cash out
Perhaps you want to reduce your monthly payments, adjust the loan term, secure a lower interest rate, or access your home equity for additional expenses. HomeXpress Direct mortgage experts can help you understand your options.
- Cash out refinance up to $3 Million
- Cash Out or Rate and Term refinance options
- Competative Non-QM & Agency rates
- No W-2's, pay stubs, or tax returns required
- Available on all HomeXpress Direct programs
- Primary home, second home, & investment properties
- Minimum 640 FICO credit score to qualify
- Maximum 85% loan to value (LTV)
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Their proactive communication, always being a step ahead, and their dedication to making every deal and relationship count, resonate strongly with me. It’s a privilege to collaborate with a team that mirrors my dedication
– Eric E.
Thinking about refinancing?
- Free Income Calculation Provided
- Non-QM and Conventional Mortgage Options
- Mortgage expert support for any scenario
- Competative low rates
- Direct access to mortgage support
- Max cash-in-hand $1 million, CLTV <55%
Mortgage Refinance FAQs
Xpress Direct Refinance Mortgage Solutions
Real estate refinancing is an excellent resource for lowering monthly costs, paying off debts, capitalizing on investments, or simply acquiring cash on hand. HomeXpress Direct offers mortgage options tailored to fit any financial scenario.
A cash-out refinance is a mortgage refinancing option that allows you to borrow an amount exceeding your current mortgage balance. The surplus funds are provided to you in cash, effectively enabling you to convert a portion of your home.
Refinancing costs vary, but they typically range from 2% to 5% of the loan amount. This can include application fees, appraisal costs, title insurance, origination fees, and other closing costs.
Refinancing your mortgage may have several potential benefits. It could reduce your monthly principal and interest payment, or it could help you pay off your mortgage faster. You'll want to review any costs associated with refinancing, as well as the new interest rate of your loan to determine if a refinance might make sense for you.